2026 HUD Inflation-Adjusted Values & Passbook Rate
These keep changing every year now with different values fluctuating. If you need some help navigating these ups and downs, contact EPS, INC., as we would love to assist you with your 50059 reporting to either a PBCA or directly to HUD!
*NEW HUD released the 2026 Inflationary Adjustments - Annual Inflationary Adjustments and Passbook Rate | HUD USER
- Eligibility restrictions on net family assets will increase from $103,200 to $105,574. Asset limitations for Section 8 PBRA, 202/8, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA
- Threshold for cash value of non-necessary personal property to be included in net assets will increase from $51,600 to $52,787. Annual income for Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME, HTF
- Deduction for each dependent will increase from $480 to $500. Adjusted income for Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME
- Income exclusion for earned income of dependent full-time students will increase from $480 to $500. Annual income for Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME, HTF
- Income exclusion for adoption assistance payments will increase from $480 to $500. Annual income for Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME, HTF
- Deduction for elderly and disabled households will increase from $525 to $550. Adjusted income for Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME
- The HUD Passbook Savings Rate will adjust from 0.45% back to 0.40% as of January 1, 2026. Passbook savings rate for Section 8 PBRA, 202/8, 202/811 PRAC, 236 IRP, 811 PRA, SPRAC, HCV, Public Housing, Section 8 Mod Rehab, Section 8 Mod Rehab SRO, HOPWA, HOME, HTF
